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It is evident that even if students receive private and/or federal grants they still need additional help to pay for the total cost of education. A lack of resources can prove to be an impediment to the success of the students to achieve their academic dreams and a better future.
Choosing the right college or university depends on a number of factors such as location, area of study, reputation, and of course, money. For millions of people, the biggest challenge is a lack of financial means, which is why today, over nine million people in the United States depends on Pell grants. Of course, along with government grants, financial aid is also available in the form of scholarships, private money, and students loans, and more. Higher education has made it difficult for underprivileged and minorities to bring themselves up in the world. Parents are not qualify for the parents PLUS loan that is based on credit score. Also other challenges such as inadequate financial resources due to economic (recession), and loss of jobs.
There is a vital need for quality educational programs for students in the United States and there is a true (acute, severe) shortage of funds to help students to continue their educational dreams and academic success.
The number of students attending the public four year college in year 2013 is 7.2 million and those attending private four year college are 4.4 million. Around 6.5 million students are attending the public two year undergraduate college in the US and at the same time, about 0.3 million students at private two year undergraduate college.
Within the world of education, there is a great disparity in the cost of educational care offered in the U.S.
There are over 18 million students enrolled in about 5,000 colleges and universities in operation across the United States. Many of these institutions of higher learning are now charging $20,000, $30,000 or even $40,000 a year for tuition and fees. That does not include living expenses. Today it is 400% more expensive to go to college in the United States than it was just 30 years ago.
The Average tuition fee, room and board fee for a four year public and private college students have more than doubled when compared to the corresponding figures in the year 1900 and the average fee at a public college just comes to half of the fee at a private college offering the same course.
The importance and relevance of these disparities in education cost is currently being highlighted by the U.S.government. However, this initiative is slow due to bureaucratic issue and may not address these pivotal issues on a national level.
Often, students in need are those that have the least access to funds; therefore, it is a challenge for students to continue their academic dreams, and for parents to help their children to retain quality educations.
This is the area where organizations, such as CMG, and donors can play a role in altering the lives and future of the students. In addition to providing monetary and supply-based support, advocacy of these issues and need can help to change and shape the future of education policies.
We at CMG are working to improve educational opportunities in our communities and in the United States. Education helps to prepare our children to succeed in life and to compete globally. Help us, help to empower our children!!!!
BUSINESS INSIDER Report by Michael Snyder,
http://EzineArticles.com/7953834, http://www.businessinsider.com/facts-about-student-loan-debt-2010-12?op=1, http://nces.ed.gov/fastfacts/